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1. Who we are

Notyfi is an iOS personal finance journaling app developed and operated by Dotsokay, based in Norway. If you have questions about these Terms, contact us at [email protected].

2. Acceptance of terms

By downloading or using Notyfi ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App. You must be at least 13 years old (or 16 in the EEA) and possess the legal capacity to enter into a binding agreement in order to use the App.

3. Account registration and security

You may sign in to Notyfi using Apple Sign-In, Google Sign-In, or an email one-time code. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under it. Notify us immediately at [email protected] if you suspect unauthorised access to your account.

You may only create one account per person. Accounts are non-transferable. We reserve the right to suspend or terminate accounts that violate these Terms.

4. Intellectual property

Notyfi and all its content, features, design, code, algorithms, and branding are owned by Dotsokay and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the App for personal, non-commercial purposes only. You agree not to:

  • Reverse engineer, decompile, disassemble, or tamper with any part of the App
  • Copy, reproduce, or distribute any part of the App without written permission
  • Use the App to build a competing product or service
  • Use automated tools to scrape or extract data from the App or our servers

5. Your content

You retain ownership of the journal entries, notes, and financial data you create in Notyfi. By using the App, you grant us a limited, worldwide, non-exclusive, royalty-free licence to store, sync, process, and display your content solely to provide the App's functionality. We do not claim ownership of your data, do not use it for advertising, and do not share it with third parties except as described in our Privacy Policy.

6. Acceptable use

You agree to use the App only for lawful, personal, non-commercial purposes. You agree not to:

  • Use the App for any unlawful purpose or in violation of applicable laws
  • Attempt to gain unauthorised access to any part of our infrastructure or other users' accounts
  • Upload or transmit malware, viruses, or any harmful code
  • Use the App in any way that could harm, disable, overload, or impair our services
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity
  • Use the App for commercial purposes without our written consent

7. Subscriptions and billing

Notyfi may offer optional paid features or a subscription ("Notyfi Premium"). All purchases are processed through the Apple App Store and are subject to Apple's payment terms.

  • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period
  • You can manage and cancel your subscription in your Apple ID account settings (Settings → Apple ID → Subscriptions)
  • Refunds are handled by Apple in accordance with their refund policy
  • Free trials automatically convert to a paid subscription unless cancelled before the trial ends
  • We reserve the right to change pricing with reasonable advance notice

8. Accuracy of financial information

Notyfi uses AI to parse and categorise your journal entries. While we strive for accuracy, the App may make errors in extracting amounts, categories, or merchants from your text. Notyfi is a personal tracking tool and is not a substitute for professional financial, accounting, or tax advice. We are not responsible for any decisions made based on information displayed in the App. Always review AI-parsed entries for accuracy, especially for important financial records.

9. Service availability and modifications

We aim to keep Notyfi available at all times but do not guarantee uninterrupted or error-free access. We may modify, suspend, or discontinue any part of the App at any time. We will provide reasonable notice of material changes where possible. We may also update these Terms — when we do, we will update the date at the top of this page and notify you at least 30 days in advance of material changes. Continued use of the App after changes are posted constitutes your acceptance of the updated Terms.

10. Third-party services

Notyfi integrates with third-party services including Supabase, RevenueCat, Firebase, and Apple and Google authentication. These services have their own terms and privacy policies that apply independently to your use of them. We are not responsible for the practices or content of these third-party services.

11. Disclaimer of warranties

The App is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the App will be error-free, uninterrupted, secure, or free of harmful components. AI-parsed financial data may contain inaccuracies and should not be relied upon as definitive financial records.

12. Limitation of liability

To the maximum extent permitted by applicable law, Dotsokay shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the App, including but not limited to loss of data, loss of profits, or financial decisions made based on App data. Our total liability to you for any claim shall not exceed the amount you paid us in the twelve months preceding the claim, or €50, whichever is greater.

13. Indemnification

You agree to indemnify, defend, and hold harmless Dotsokay and its officers, directors, and employees from any claims, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the App, your violation of these Terms, or your infringement of any third-party rights.

14. Termination

You may stop using the App and delete your account at any time from within Settings. We reserve the right to suspend or terminate your access if you violate these Terms, engage in fraudulent activity, or if we are required to do so by law — with or without notice. Upon termination, your data will be handled in accordance with our Privacy Policy.

15. Dispute resolution and governing law

These Terms are governed by the laws of Norway, without regard to conflict of law principles. Before initiating any formal legal proceeding, you agree to contact us at [email protected] and attempt to resolve the dispute informally within 60 days. Any disputes that cannot be resolved informally shall be subject to the exclusive jurisdiction of the courts of Norway.

16. General provisions

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of that right. We may assign these Terms freely. You may not assign your rights or obligations under these Terms without our written consent.

17. Contact

If you have questions about these Terms, contact us at [email protected]. We will respond within 30 days.